KYC. KYB. AML.
One platform.
Three pillars of regulatory compliance — identity verification, business verification with UBO discovery, and anti-money laundering screening — unified in a single workflow. No switching tools. No gaps in your audit trail.
Identity Verification
Verify the identity of any individual — clients, directors, UBOs, signatories — through a fully automated flow. Photo ID capture, biometric selfie matching, and liveness detection. Results in under 60 seconds.
Each person receives a secure verification link via email. They complete the check from their phone — no app download required. The results are returned to your dashboard automatically, with every step logged for your audit trail.
Document Capture
Passports, national ID cards, driving licences, and residence permits. AI reads MRZ codes, extracts fields, and checks for tampering indicators.
Biometric Matching
Facial comparison between the ID photo and a real-time selfie. Liveness detection ensures the person is physically present — not a photo of a photo.
Instant Results
Verification outcomes return in under 60 seconds. Approved, rejected, or flagged for manual review — each decision is logged with timestamps and evidence.
Email-Based Flow
No app, no SDK, no integration complexity. Send a link. The person verifies. Results land in your dashboard. Works on any device with a camera.
Business Verification & UBO Discovery
Key DifferentiatorThis is the gap in the market. Every provider that offers automated KYB with UBO discovery locks it behind enterprise contracts and sales calls. Fintradax is the first self-serve platform to offer it at a price point that works for small and mid-size regulated firms.
Upload the documents your client is legally required to provide. The AI reads them — in any language — and extracts every Ultimate Beneficial Owner with 25%+ ownership. No manual data entry. No expensive registry API fees. No "talk to sales."
AI Document Extraction
Upload a shareholder register or articles of association. The AI returns every UBO with name, ownership percentage, date of birth, nationality, and role — in seconds, not hours.
KVK Auto-Fill
Enter a Dutch KVK number. Company name, legal form, address, directors, and incorporation date are pulled from the Chamber of Commerce instantly. Germany and Switzerland registries coming soon.
Ownership Structure Mapping
Visualise the full ownership chain — direct shareholders, indirect holdings, and complex multi-layered corporate structures. Identify every person behind the business.
Multi-Jurisdiction Coverage
Netherlands (KVK), Germany (Handelsregister), and Switzerland (Zefix) at launch. Expandable to any EU jurisdiction as registry integrations are added.
AML Screening & Risk Scoring
Automated screening against global sanctions lists and Politically Exposed Persons databases — triggered the moment identity verification completes. No separate tool, no separate login, no separate cost. It's built into the compliance pipeline.
Every screening result feeds into a configurable risk scoring engine that produces an auditable score from 0 to 10. Hits are flagged for review. Clean results are logged. Every action is timestamped. When the regulator asks, you have the answer.
PEP & Sanctions Screening
Automatic screening against global sanctions lists — OFAC, EU, UN, HMT — and comprehensive Politically Exposed Persons databases. Pay-as-you-go, no minimums.
Risk Scoring Engine
Configurable risk criteria with weighted scoring. Country risk, screening hits, verification outcomes, data mismatches — each factor contributes to an auto-generated risk profile per client.
Full Audit Trail
Every action, every API response, every document — timestamped and stored. Regulator-ready from day one. Export compliance reports as PDF for your files.
Ongoing Monitoring
Automated re-screening at configurable intervals. When a client's risk profile changes — new sanctions hit, PEP status update — you're alerted immediately.
Built for the directives
that govern your industry.
EU anti-money laundering directives require every law firm, accounting firm, and trust company to identify and verify the Ultimate Beneficial Owners of their business clients. Fintradax is built to meet
these obligations.
The 5th and 6th EU Anti-Money Laundering Directives mandate customer due diligence, UBO identification, and enhanced screening for obliged entities across all member states.
The Dutch Anti-Money Laundering and Terrorist Financing Act implements EU AML directives into Netherlands law. All Dutch-regulated firms must comply with Wwft obligations.
The Financial Action Task Force sets the global standard for combating money laundering and terrorist financing. Fintradax aligns with FATF's risk-based approach to customer due diligence.
All data processing complies with the General Data Protection Regulation. Tenant isolation, data minimisation, and right-to-erasure capabilities are built into the architecture.
Stop juggling tools.
Start onboarding clients.
KYC, KYB, and AML in a single workflow. Self-serve pricing.
No enterprise contract required.